To use this service, simply input the account number, IFSC, and the account holder’s name into the API. Our system attempts to make a nominal ₹1 deposit to the account. Upon successful deposit, we receive the account status and the account holder’s name directly from the bank.
In addition, we offer a name match score, which compares the name you provided with the name returned by the bank. This extra verification step helps you make informed decisions about transferring money.
API Rate Limit
By default, this API allows for a maximum of 5 calls per hour. If you attempt to make more than 5 calls within an hour, you’ll receive a
433error message, indicating you have reached the hourly limit for the API.
Contact our Support Team if you want to increase this limit.
Double Check IFSC
When verifying an account, we use IMPS to deposit money to the account. IMPS does not require the full IFSC to be correct to transfer money. It only needs the first four letters of the IFSC code to be correct.
For example, let us say there is an account number 12345678901 with the IFSC code HDFC0000123. Our bank account verification API can still successfully deposit money and fetch the necessary details even if you provide HDFC0000999 as the IFSC in the request.