Bureau’s Penny Less Bank Account Verification API enables you to verify the authenticity and validity of a bank account before initiating financial transfers, without the need to make a deposit. Simply include the account number and IFSC code in the API request. We retrieve the account details directly from the bank and return them to you in the API response.
The below figure shows how our pennyless verification works.
Double Check IFSC
When verifying an account, only the first four letters of the IFSC code need to be correct. The remaining digits can be incorrect or arbitrary.
For example, let us say there is an account number 12345678901 with the IFSC code HDFC0000123. Our bank account verification API can still successfully deposit money and fetch the necessary details even if you provide HDFC0000999 as the IFSC in the request.